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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Fri, Apr 5th, 2013

It's fitting that the month during which we celebrate Earth Day is also National Lawn & Garden Month. Spring in Tennessee is finally in full force, and this is the ideal time to nurture and beautify your own small patch of earth-your yard or garden. Here are some earth-friendly ways to turn your outdoor living space into a paradise. If you live in an apartment and don't have your own patch of land, consider implementing these ideas in a community garden that you can share with neighbors!
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Fri, Mar 29th, 2013

Hockey is a notoriously rough sport, and no part of the body is more vulnerable to injury by that cold, hard ice or that fast-flying puck (not to mention a fellow player's fist or elbow) than the head. Concussions abound in the NHL, with more and more-many of them undocumented-happening every year. Former hockey star Keith Premeau, who suffered at least four concussions during his career, told the L.A. Times in 2011 that his career was cut short by his head injuries. "[T]here isn't a day that goes by that I don't sense I've damaged my brain," he said. This is sad, but not surprising, as concussion-related symptoms can last for years.
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Fri, Mar 15th, 2013

In many parts of the country, water abounds as winter winds down. Melting snow and rain seem to make the whole world a watery place. Slushy, icy environments are common, making roads hazardous and driving a dangerous proposition. But too much water can even create problems in what seems like the safest of all places: home. When the quantity of water in and around your home is too much for your water removal systems to deal with, you have what is known as water back up.
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Fri, Mar 8th, 2013

Those of us in Tennessee who took our Drivers' Ed classes in decades past certainly remember the oft-repeated phrase "ten and two." Ten and two is a kind of code for the positions one's hands should take on a steering wheel. If the steering wheel is a clock, we were all told that you should place your right hand at two o'clock and your left at ten o'clock. Keeping your hands thus positioned would enable you to steer effectively and retain the greatest control over your vehicle. Ten and two! It's practically gospel, right?
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Fri, Feb 15th, 2013

Red hearts, chocolate, lace, and roses: it's that time of year again. With February comes Valentine's Day, and with Valentine's Day comes thoughts of love. While Valentine's Day emphasizes romantic love, or eros-the kind of love that results when Cupid's arrow penetrates a heart and inspires swoony, smitten feelings of attraction and desire-it's also a time to celebrate other forms of love, like the love a parent has for a child, the love between friends, or the quiet, strong and steady love between long-married spouses. Indeed, Valentine's Day is a time to honor all kinds of love.
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