Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
There's no getting around the fact that many jobs require desk time, and for many people, that means eight-plus hours a day just sitting. In an ideal world, a life complete with regular yoga practice, chiropractic adjustments, strength training, constitutionals, ideal nutrition, and relaxing massages might be the obvious solution. But few can support such luxuries. Still, adjustments must be made to the sedentary necessities of the grind if it's to continue, well, grinding. Here are a few simple solutions to the desk debacle:
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Considering the barrage of daily concerns, your homeowner's insurance policy may be the last thing on your mind. And yet, examining and reevaluating home insurance policies on an annual basis is a critical facet of homeownership, ensuring adequate coverage and protection for the most valuable asset and source of equity for many people in Tennessee and beyond. Premiums, like much else in the current economic climate, are forecasted to see some big increases in the coming year, with some expected to exceed $1,000 a year and many slated for rate hikes in the double digits.
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Remote work options, both fully and hybridized off-and-on site iterations have overtaken traditional office models, studies have shown that it can have adverse effects on some employees' mental health. The American Psychiatric Association (APA) conducted a comprehensive online survey in the spring of 2021 of 1,000 remote workers' self-reported mental health, and the majority reported negative impacts on their mental health. In fact, Since transitioning to a remote model; isolation and loneliness, in particular, were noted by nearly two-thirds of respondents.
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Amidst all the excitement (and worries, reservations, and, yes, sometimes tears) of an emptying nest, parents often fail to consider their kids' health insurance in the ensuing chaos. While most colleges and universities mandate student health insurance, those young adults choosing a different path may fall through the coverage cracks. And, navigating health insurance options and necessities can be overwhelming for even the savviest of parents.
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The appeal of freelance, contract work, and work-from-home careers is broad and deep, including the unlimited opportunity for financial growth, unfettered freedom, flexible schedules, the pursuit of personal goals, and the list goes on. And, while that's all as true as the day is long, so is the lack of structure and unmitigated personal accountability. For freelancers, time management is of the utmost importance. Without a strong commitment to making and keeping deadlines, responsibly managing workflow, and sticking to some sort of structured daily schedule, freelancing can spell personal and financial disaster.
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